Benefits Consulting

The human capital cost of poor health is substantial, not only in terms of direct medical and drug benefit costs, but also lost productivity associated with health conditions. At MJ Insurance, we understand that employee wellness programs can help significantly reduce healthcare costs, which is why we take a different approach to wellness programs to create a comprehensive, effective strategy that aligns with the goals and culture of your business.


Focused on Data

Data doesn’t lie—which is why the best population health and wellness plans are closely tied with analytics. MJ’s Analytics platform tracks your employee population as a whole or by segmented groups to help you make informed, data-driven decisions. Our five-step process is simple:

  • Collect data
  • Analyze your risk
  • Group at-risk populations
  • Provide outreach solutions
  • Measure impact

Actionable data is vital to the success of your business because it:

  • Allows you to quantify your healthcare spend/measure ROI
  • Eliminates speculation about the efficacy of your wellness strategy
  • Helps you better understand how employees utilize health care
  • Uncovers health habits and trends for your entire employee population
  • Evaluates the effectiveness of your benefits and wellness programs
  • Helps you connect wellness programs to claims impact
  • Gives you insight to create an optimal, customized plan for employees that will help keep them in excellent health

A Healthier YOU

The goal of our wellness approach is to create A Healthier YOU! This approach is not a program, but a process. We begin with:

  • A deep understanding of your unique work environment
  • An assessment of historical and current wellness offerings
  • Identification of future wellness goals/aspirations
  • Formulation and execution of a targeted strategy
  • Monitoring, measuring, and tracking results

Onsite & Nearsite Clinics

In an effort to manage costs, improve efficiencies, and provide long-term strategies for our clients, MJ has assisted in implementing onsite and nearsite clinics at organizations across the country. With over a decade of experience in onsite and nearsite clinic consulting, our approach is time-tested and proven. It includes:

  • Feasibility analysis
  • Market analysis of clinic management companies
  • Management of the clinic implementation process
  • Integration of wellness programs
  • Strategies to maximize clinic utilization
  • Data integration with our proprietary analytical tools

Wellness Solutions

We offer complete program integration, eliminating the hassle of working with several vendors. The MJ Wellness Team has created strong working relationships with wellness partners throughout the country, and we work with these vendors to procure options for your wellness strategy. We offer:

  • Incentive-based programs
  • Health management tracking/data-driven programs
  • Educational seminars
  • Onsite, web-based and/or telephonic health coaching options
  • Online and application driven wellness solutions
  • Holistic approach to health and wellness